No Cost Mortgage Transfers

That’s right, there is absolutely no costs to transfer your mortgage from one financial institution to another. That means, when your mortgage is about to expire, you have some great options available to you.

One of the most common mistakes homeowners make is at renewal. Most will wait for their renewal, sign off, and assume their institution has offered the best renewal rate. Those who do take the time to shop around do so at the last moment, which is good, but not the best option.

You will typically receive your renewal notice about 1 month from expiry. However, this strategy is used by lenders to limit your shopping time and not remind you to lock in a rate early. From your perspective, you should start shopping about 4 months, 120 days from maturity. In most cases, you can lock in a rate that soon from expiry. That means you can lock in the best rate available 4 months from expiry. If rates go up between then and expiry, you are protected. If they should go down, you will always get the lowest rate. It’s a win, win situation.

You can transfer your existing mortgage at renewal without paying any fees! NO legal fees. NO appraisal fee.

Secure your position and save money. Call us at (905) 265-0246 or email us One of our representatives will be pleased to assist.

Inquire About these Low Rates

You can contact The Financial Forum at 905-265-0246, or email us at You can also find a contact form, as well as a map to our office, on our contact page.